Pet insurance in Mississauga is a type of insurance that covers veterinary care, giving pet parents peace of mind. Without a pet insurance policy, you may be forced to make tough decisions for your four-legged friend. There are several different types of pt insurance coverage. Some policies cover injuries after accidents, while others cover injuries as well as illnesses. A comprehensive pet wellness plan may cover routine vet checkups as well.
Injuries
Pet insurance in Mississauga covers imaging tests such as X-rays and MRIs and surgeries following an accident. If your pet swallowed an object or broke a bone, your policy covers emergency care.
Illnesses
Comprehensive pet insurance covers treatment (including medications, surgeries, and diagnostic tests) for conditions and illnesses such as digestive disorders, respiratory diseases, and infections. Some pet insurance policies cover chronic diseases such as cancer, diabetes, and arthritis that require ongoing medical attention.
Hereditary and Congenital Conditions
A comprehensive pet insurance policy may cover genetic conditions such as heart disease and hip dysplasia.
Hospitalization, Medications, and Emergency Care
If your pet is struggling with an illness or gets sick and needs hospitalization, pet insurance covers all associated costs. Pet insurance also covers prescription medicines for treating covered conditions and emergency vet visits as well as after hours care (if your pet suddenly becomes ill or gets injured and needs urgent care).
Specialist Care
Some pet insurance policies cover visits to dermatologists, cardiologists or other veterinary specialists (when recommended by a general vet).
Optional Add-ons/Riders
You can purchase an add-on cover to enhance your coverage benefits. Pet insurance add-ons cover routine vet visits, vaccinations, annual examinations, and flea and tick treatments. Most regular pet insurance policies do not cover routine dental care and cleanings. If your pet needs regular cleanings, consider opting for an add-on.
What Does Pet Insurance not Cover?
Pet insurance usually does not cover
- Pre-existing conditions – Most pet insurance plans do not cover any health conditions that your pet already had before you purchased the policy
- Routine or preventive care – Pet insurance does not cover spaying/neutering, flea treatments, vaccinations, and grooming
- Cosmetic procedures – Your pet insurance policy won’t cover any procedure (intended to improve the appearance of your furry friend) that your pet undergoes. Typical examples include tail docking and ear cropping
- Breeding costs or costs associated with pregnancy
Tips to Reduce Pet Insurance Premium
Here are some ways to lower your pet insurance premium.
- If possible, opt for a higher deductible
- If you have more than one pet, look for an insurer that offers a multi-pet discount
- Compare plans by different insurance companies
- Maintain your pet’s health
- Buy a pet insurance policy when your pet is young
Solidify Insurance is a reliable insurance company in Mississauga. We are equipped to create custom insurance policies to meet diverse coverage needs.